How to Get Your First Credit Card with No Credit History Are you ready to open your first credit card, but don’t know where to start? This guide is designed to answer all of your burning “my first credit card” questions. It will also walk you step by step through the process of opening the… Read More »How To Get Your First Credit Card

So, you’ve heard you can use a credit card to help build (or rebuild) your credit. But how does the process work? It can’t be as simple as just opening a credit card account and—poof!—your credit is better, right?No, unfortunately the process isn’t quite that easy. Building your credit scores takes time (plus a few… Read More »How To Use A Credit Card To Build [Or Fix!] Your Credit Score

Being an entrepreneur is undoubtedly hard work. You wear many hats, and more often than not there’s not enough time in the day to get everything done. Yet busy or not, if you’ve been ignoring your credit—a measurement of your ability to pay back lenders based on your payment history—you’re making a huge mistake. When… Read More »How To Build Your Business Credit Score — To Get Loans & Low Interest Rates

There is! There is a strategy you can try that might push your credit in the RIGHT direction. If you have a loved one who is willing to do you a big favor, there’s a chance you could establish fantastic credit scores in a relatively short period of time. So, what’s the big favor…and what’s the catch?… Read More »Do Authorized Users Build Credit?

If you currently feel like you can’t get ahead when it comes to your credit cards, you’ve probably daydreamed more than once that the debt would simply go away. There are few experiences in life that are more frustrating — or more expensive — than sitting underneath a soul-crushing pile of credit card debt. Can’t… Read More »What Is Credit Card Debt “Forgiveness”?

Checking your credit report seems like an ordinary task — after all, how will you or lenders know what your credit score is? The reality is that some credit checks won’t impact your score while others, such as hard inquiries, affect your credit score in a negative way.Understanding how inquiries affect your credit score can… Read More »How Hard Inquiries Affect Your Credit Score

Wondering how to get out of a car loan? Buying a car doesn’t always work out the way you planned. Many people have walked out of an auto dealership with more of an expensive vehicle than they intended to purchase…This may have even happened to you. What can you do if you find yourself with… Read More »How to Get Out of a Car Loan: 5 Ways

Discover how to create a simple budget — and 7 specific ways to make it stick.

Discover what you can and can’t do with a 700 credit score. Then, learn how to grow your score to get more funding and lower interest rates.

Learn how to find and use FREE consumer credit counselors to get advice and plans for tackling bad debt.

Want to improve your credit score fast? Learn 3 different strategies to improve your credit score in 30 days or less.

Learn how to use a 609 letter — what’s also known as a 609 dispute letter — to remove “unverifiable” bad marks and boost your credit score.

Wait. Why did your credit score drop? Here are some weird reasons for your lower credit that you never even thought of—and how to fix them.